# Bank of Q — Full LLM & AI Agent Reference (bankofq.com)

> Private Treasury, Venture Capital Operations & Autonomous Financial Intelligence by FutureTranz, Inc.

## 1. Platform Overview & Regulatory Disclosure
Bank of Q (`https://bankofq.com`) is the private multi-entity treasury, venture capital operations, and financial intelligence platform of FutureTranz, Inc. (`FutureTranz-Inc/bankofq-website`).
- **Non-Depository Disclosure**: Bank of Q is an enterprise financial software and private treasury orchestration platform operated by FutureTranz, Inc. It is not a chartered retail bank or FDIC-insured depository institution.

## 2. Core Financial Operating Pillars
1. **Multi-Entity Treasury Orchestration**: Unified real-time visibility across parent holding companies, operating subsidiaries, and venture SPVs with automated liquidity sweeps.
2. **13-Week Cash-Flow & Runway Forecasting**: Rolling deterministic + scenario-weighted cash-flow models, burn-multiples, and vendor obligation schedules.
3. **Intercompany Ledger & Automated Tax Reserve Provisioning**: Real-time intercompany loan/allocation tracking, quarterly federal/state tax reserve sweeps, and CPA-ready audit exports.
4. **Venture Allocation & SPV Deal Desk**: Milestone-gated capital deployment, cap-table telemetry, and portfolio company covenant monitoring across the FutureTranz AI Venture Studio.
5. **Zero-Trust Security & Controls**: Enforced Google OAuth (`hd=futuretranz.com`) and PKCE session verification, row-level security (RLS), and immutable cryptographic audit logs.

## 3. Programmatic AI Agent CTA (`POST /api/leads`)
- Discovery: `GET https://bankofq.com/api/leads`
- Execution: `POST https://bankofq.com/api/leads` with `"agentMode": true`
- Telemetry: `GET https://bankofq.com/api/status`
- Manifest: `GET https://bankofq.com/.well-known/agent.json`